As a contractor, it’s important you have protection in place. Working through a limited company, you will have certain obligations including ensuring there is sufficient insurance in place. We know that arranging the right cover can often be a complex and time-consuming task. To simplify this, Huxley works with Kingsbridge who can offer you access to a comprehensive business insurance package that’s designed specifically for your needs.
The Kingsbridge package includes all of the following insurances meaning you only need one quote and one policy to cover main exposures and meet contractual obligations.
Professional indemnity: provides cover should a customer be accused of professional negligence, making an error or omission, or giving bad advice which results in the employer losing money. This provides cover for legal defence costs and damages awarded against the customer.
Public liability: provides cover if someone’s injured or property is damaged as a result of your actions while carrying out your job. Whether you’re on your own premises or at an employer's site, you have a duty to protect anyone who might be affected by your activities. If you fail to do this, you may have to pay substantial compensation.
Employers' liability: provides protection against claims from employees and is compulsory for the majority of all UK businesses. Regardless of your set-up, this is often insisted on by employers who may require you to comply with a standardised contract.
Kingsbridge key benefits include:
• A policy that complies with the terms of our contract
• Generous cover levels as required by the majority of employers. Higher levels available.
• Availability to purchase online
• Instant access to policy documents
• Cover for previous work
• Personal accident included as standard
• Competitively priced, guaranteed by a price promise.
You can still benefit from a Kingsbridge insurance package to significantly reduce the premiums you’re paying when renewal is due. Speak with Kingsbridge today on the contact details below to discuss your business insurance arrangements.
Get in touch
Phone: 0845 643 0061
Kingsbridge Contractor Insurance is a third-party insurance supplier and is not part of Huxley or any of its subsidiaries.